Job Title:   Mortgage Loan Originator
04 / 15 / 2013

 JOB SUMMARY:               Performs a wide range of duties relating to the origination of residential first mortgage loans for outside referrals.  Meets standards and objectives defined by management for mortgage loan sales.  Assumes overall responsibility for the residential mortgage loan form application to closing.
A.  ESSENTIAL FUNCTIONS (Listed in order of importance, frequency or sequence, 1=most important/frequent, etc.). NOTE:  Indicate non-essential accountabilities with an asterisk*.  All other functions are “absolutely necessary for this job”.
  1. Generate sales of residential mortgage loans and pipeline by engaging in sales calls at realtor offices and other external locations.
  2. Develop referral contacts (realtors, builders, professional and personal contacts)
  3. Maintain knowledge of Westfield Mortgage Company’s policies and procedures
  4. Maintain knowledge of available loan products, processing procedures, and underwriting and general departmental guidelines.
  5. Follow defined protocol for escalation exceptions
  6. Take applicant applications by completing Fannie Mae form 1003 on the laptop
  7. Utilize the laptop for communication and access of daily rates, applicant credit reports and automated underwriter
  8. Collect appropriate documentation from each applicant and deliver loan package in the time frames set by management.
  9. Manage pipeline for all originated loans through closing and complete required management reports
  10. Maintain high levels of customer service while managing each applicant’s and support staff’s expectations.
  11. Attend and participate in all lending meetings as required by management.
  12. (*)Performs other functions as assigned to support operations
  • Five or more years relevant loan experience
  • High school diploma
  • Knowledge of conventional and/or government lending guidelines
  • Knowledgeable  of residential mortgage processing, underwriting and closing procedures
  • Knowledge of federal lending regulations governing real estate lending
  • Demonstrated organizational skills
  • Strong written and verbal communications skills
  • Demonstrated teamwork and customer service skills
  • Proven computer skills and basic sales technique skills
  • Strong desire to excel in a competitive environment
  • Proven origination experience generating at least $6mm in annual originations
  • Driving record must meet company standards
  • Ability to travel
Knowledge of credit analysis.

Westfield Bank is an Equal Opportunity/Affirmative Action Employer.
Job Listing Email a Friend

If you need assistance applying for a job with the online application process because of a disability, please contact the Human Resources department at This assistance is limited to those applicants who need help due to a disability.

Member companies of the Westfield Group are Equal Opportunity Employers (M/F/Disabled/Protected Veteran).