Location Remote
Category Insurance

Life Insurance Sales – Work From Home Call Center


Opportunity Description:

Are you a charismatic, goal-oriented life and health insurance agent with excellent sales skills? Are you looking to expand your business without spending more time on marketing and travel? Would you like to have leads delivered to you at no cost? If so then becoming an independent contractor for LiveOps’ life insurance sales program may be a great business opportunity for you to work from home and be a business owner.
LiveOps is looking for experienced licensed life and health insurance sales professionals to contract with to answer inbound phone calls on behalf of our client. As an independent life insurance sales agent, you will work from home assisting customers in understanding the different insurance products available to them, and striving to close the sale by having the caller complete an insurance application and securing payment in one call.
This is a great opportunity for anyone who is passionate about insurance and has the charisma to instantly connect with people.
What are the calls like
Inbound, real-time insurance leads come from people who call for a quote after seeing an advertisement on TV or reading a direct-mail ad. As a LiveOps independent life insurance sales agent, you will help customers find a policy, get a quote, and complete an insurance application. Our client’s marketing efforts drive people to call and LiveOps independent insurance sales agents use their product knowledge to help customers understand the different insurance products available to them, and complete an insurance application in one call.
Earning Potential
Independent agents earn money for time spent talking on the phone and may also receive performance-based pay, commissions, or incentives. The talk-time rate for remote insurance sales agents is $0.30 cents per minute of talk time plus a payment on performance for applications with payment. Life insurance sales agents typically invoice $16 to $18 per hour, while top performing agents generate a range of $22 to 24 per hour with no earning caps or limits.
Earning potential is not guaranteed and is based on many factors including the state(s) in which your business is licensed, the number of state licenses you have and your performance. 
Flexible Hours
Calls are available 7 days a week, 24 hours a day. Peak call volume occurs 11am-7pm EST, including weekends.
Independent agents make their own flexible schedule by self-scheduling to take calls in 30-minute blocks. Independent agents can self-schedule to commit to specified time blocks that work best for them.
Being a business owner
In order to give you the most freedom and flexibility with your work schedule, LiveOps works with agents as independent contractors.
Owning your own business is easier than you think when you partner with LiveOps. We connect professionals, like you, with clients. We have tools available that make managing your LiveOps independent business a snap. From award-winning certification courses to scheduling and invoicing tools and a robust virtual call center platform - we have the best in the industry. You provide fabulous service and manage and grow your business the way you want. At LiveOps you control your journey – the key to additional growth opportunities lies with you and is based on your performance, not office politics!
You are in business for yourself, but not by yourself. With our large community of agents ready to lend advice, you really can build and own a business to be proud of.

Opportunity Requirements:

Technology needed for success


  • Please review the technology requirements by clicking Phone and Computer Requirements from the top menu. In addition please note that Windows 10 is not compatible with the LiveOps system. If this is the operating system you currently use, your business will not be able to provide services. Copy and paste the following Microsoft link into your browser to determine which Windows operating system your computer is running, http://windows.microsoft.com/en-us/windows/which-operating-system

Skills needed for success



  • Hold a Life and Health Insurance Producer License in good standing in your resident state
  • Desire to be your own boss and to work from home
  • Sales skills, including the ability to overcome customer objections and negotiate a sale
  • Excellent communication skills
  • Attention to detail
  • Accurate data entry ability
  • Ability to multi-task
  • Ability to set up and maintain your home office, including the cost of your own office equipment.
  • Ability to learn and use customized software and applications

Application and Certification Process
Interested agents should apply online. If your application is accepted, you will be invited to become an independent contractor with LiveOps and provide services to our client as an independent life insurance sales agent. This invitation is contingent upon you signing the LiveOps Independent Contractor Agreement and all related authorizations electronically.
Once you become an independent agent, our client will conduct a background and credit check. If our client does not approve your background check, your business will be removed from the licensed insurance opportunity. If removed, your business will need to submit and pass a background and credit check through First Advantage to be eligible for other LiveOps independent agent opportunities.
LiveOps’ client companies require you to complete the LiveOps Call Center certification courses and their program-related certification before your business can start answering calls. This is a combination of self-paced eLearning courses and live virtual classroom learning sessions conducted via conference call. The initial phase of certification takes approximately one week, during which time the client mandates that your business adhere to the certification schedule and attend all required virtual classroom learning sessions.


Important: During the application process you will receive emails with information on next steps from automailer@hrapply.com. Please add this email address to your safe email sender list.